Being a single parent had its trials, but none are harder to face than the financial burden of raising a child or several children on your own. Automatically, you go from having ample funds to trying to get by on an amount that is drastically cut in half. With the average yearly payment of child support barely rising above $4,500, it is easy to see why so many single parents struggle even with full time jobs.
Fortunately, there are programs that are available in order to offer financial assistance for single parents. These programs are need based, and offer varying degrees of support according to the specific needs of each family. While they can often be time consuming to apply for, the help and assistance that they offer are more than worth it.
Monetary Government Financial Assistance
There are many government programs available to offer financial assistance for single parents. These programs are always Need and Income based, and each family may qualify for a different level of assistance.
The first program that provides for a family’s essential needs is the Temporary Assistance for Needy Families program or TANF. This is a nationwide program offered under the Aid to Families with Dependent Children program, and is only offered for a limited period of time. This program offers both food assistance (in the form of an EBT card which is automatically loaded with funds each month) and cash assistance plan, that offers a small amount of money for essentials which is added to the same card. In addition, if a family qualifies for cash assistance in certain states they are also entitled to other benefits as well. Including free childcare, gas cards or bus tickets, and clothing vouchers for work purposes.
The US Department of Health and Human Services also offers a wide variety of programs which can offer financial assistance to single parents. These include the Low Income Home Energy Assistance Program, which offers assistance in lowering or helping to pay your monthly utilities. The Insure Kids Now – program, which holds a different name in each state. offers free or low cost health insurance for all children.
For housing assistance, the US Department of Housing and Urban Development offers programs to assist low income individuals in gaining accommodations. The HUD and Section 8 programs can provide free and low cost accommodations for families that qualify. Often the waiting list is long for these programs however, so it is best to apply as early as possible.
Local Sources of Financial Assistance
In addition to the federal funded programs that offer assistance, there are also a number of local agencies (in each city and state) which provide financial assistance for single parents. By dialing 2-1-1 from any touch tone phone, you can be placed in contact with an operator who can inform you about any resources that are available in your area. This is the easiest and quickest way to find the assistance you need.
Food banks are especially helpful for those who find themselves in dire need of food. If you are waiting for government assistance to begin, or need a little help from month to month, a local food bank can help you stock your pantry until help arrives.
If you are a single parent who has been battered or abused, there are additional sources of housing and financial assistance. Battered women shelters are scattered throughout each state, and almost every city has one. They can offer supplies, housing, and help in finding a new job in order to get you back on your feet. The YMCA also offers short term housing to those who are escaping a bad relationship.
